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The gross retail banking income for the Asia Pacific region is expected to see a stable growth, while retail banking performance will continue to vary across the region. Banks in most markets have been facing downward pressure on their retail profitability amid the complex and constantly evolving operating environment.
Industry loan growth in Thailand has been tepid since 2014 and Asian Banker Research expects total industry loans will only grow in between 6% to 8% in 2015 compared to a CAGR of 10% between 2009 and 2013.