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Consumer Finance
In this section we have collected all material related to Consumer Credit. Please click the blue boxes to navigate through this section to see our rankings, evaluation criteria and The Banks We Like in this category.



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Data, Research Notes, Reports, Discussion Slides, Proceedings Reports and Comments

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Hong Kong banks: increasing retail operations under a tighter regulatory regime
Date: Jan 05, 2016   |   Author: Shenming Wang | Research Note
Hong Kong’s economy remains sound but the Hong Kong Monetary Authority is tamping down property loans and issuance of long-term personal loans. With the stricter regulations, the challenge for Hong Kong banks is not asset quality but pricing.
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“If you make products simple, cost is greatly reduced”
Date: Mar 17, 2014   |   Author: Research | Interviews
Anton Friend, treasurer at South Africa’s Capitec Bank discusses the bank’s core focus on retail, factors that allowed it to gain a foothold in the country, and the service model.
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DBS named best managed bank in Singapore and Asia Pacific
Date: Apr 29, 2013   |   Author: Timothy Shim | News Analysis
The bank achieved 12 quarters of consistently strong performances since 2010, while CEO Piyush Gupta managed to achieve the main goals outlined in his nine-point strategic roadmap.
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CIMB standardises loan decisioning and credit scoring system to enhance risk management
Date: Jan 07, 2013   |   Author: Foo Boon Ping | Case Study
Centralisation of CIMB’s business rules and scorecards created greater precision in retail credit loan evaluation and approval decision whilst streamlining workflow processes.






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