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Initial coin offerings – From “bubble” to the future of fundraising?
Date: Aug 17, 2017   |   Author: Neeti Aggarwal | News Analysis
Spurt in initial coin offerings over the last two years, with start-ups raising millions in minutes, have raised excitement and regulatory attention amidst fear of “bubble” and potential losses. This crowdfunding mechanism is still evolving towards more maturity, transparency and stronger market players.
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CCB’s Yu: “Defining the new role of the branch for the young”
Date: Aug 14, 2017   |   Author: Foo Boon Ping | Interviews
Yu Jingbo, executive vice president in charge of channel and operation management of China Construction Bank, talks about transforming the functions of bank branches in the future.
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How digitisation powers DBS to profitability
Date: Aug 10, 2017   |   Author: Richard Hartung | Research Note
While much of the focus for quarterly results at DBS was on profits and non-performing loans, the impact of digitisation on expense reduction was striking and the bank’s plans for the next ten years pave the path towards even greater efficiency.
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Asia Pacific banks are leveraging on technology to remain competitive in a muted unsecured loan market
Date: Aug 08, 2017   |   Author: Wendy Weng | Research Note
Most Asia Pacific markets have witnessed a slowdown in unsecured consumer loan growth, as regulations tighten and more alternative lending options are made available to borrowers. To stay relevant, banks are slowly digitising the business while also closely monitoring credit quality.
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Leveraging universal digital identity – How to get it right?
Date: Aug 03, 2017   |   Author: Michael Gorriz | Opinion
Michael Gorriz, group chief information officer at Standard Chartered Bank, talks about the necessity of having a universal digital identity (DI) and the role of financial institutions in collecting and protecting customer data.




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